Domestic Payment Landscape: Digital Payments and Fraud

The State of Domestic Payments: Digital Payments and Fraud Trends

We will review the current state of domestic payment traffic: the proliferation of digital payment solutions, evolving customer and market behaviors, and the fraud methods that have emerged in recent years. Through concrete data and case studies, this session demonstrates the trajectory of the Hungarian payment ecosystem.

The Status of the Digital Payment System: Consumer and Merchant Perspectives

This session examines how digital payments are perceived by both customers and retailers. We will discuss the prevalence of card, mobile, and online payment solutions, identify remaining points of resistance, and explore what could drive the expansion of the acceptance network. Practical examples and market experiences help us understand what makes a digital payment ecosystem function effectively.

MNB (Central Bank of Hungary) Vision for Payments and Digitalization

This session focuses on the central bank's perspective: which directions, goals, and expectations are reshaping the future of domestic payments? We will cover the promotion of innovation, the regulatory environment, support for new payment solutions, and financial stability considerations—providing first-hand insight into the mindset of policymakers.

Banking Fraud and Strategic Responses

As increasingly sophisticated banking fraud techniques emerge in the digital space, how can the industry respond? This session presents the most common attack methods, banking defense strategies, regulatory and authority expectations, and potential directions for future action. The goal is to provide practical guidance for everyday risk management.